David Smith

David Smith


David has wide-ranging experience of providing legal services to the financial services industry gained both in-house at major financial institutions and at a FinTech start up and in private practice at a magic circle law firm and, most recently, at a City law firm specialising in FinTech and Alternative Finance, advising clients from FinTech start-ups to established businesses. He has particular expertise in structured finance spanning a variety of financial products, including securitisations, repackagings, debt and equity capital markets (in the primary and secondary markets), syndicated loans, real estate structured finance and derivatives. He also has experience in implementing regulatory change at three major financial institutions as a senior line of business lawyer.

David graduated with an LLB in Law with French from the University of Birmingham. He trained at Allen & Overy where he remained upon qualification for seven years. David has held a number of consultancy roles with Credit Suisse, Citibank, Nivaura Limited, a FinTech start-up and, most recently, at Fox Williams LLP. Prior to his consultancy career, David was Assistant General Counsel and Executive Director at J.P. Morgan for 10 years and, before that, he worked at Bank of America, Merrill Lynch International and Lehman Brothers.

David joined Avery Law in 2020.

Areas of Specialism

• Capital Markets
• Structured Finance
• Repackagings
• Syndicated Loans
• Derivatives
• FinTech

Avery Law is the business and trading name for a legal practice carried on by Avery Law LLP. Avery Law LLP is a limited liability partnership, registered in England and Wales, with registered number OC374426, with its registered office at 25 Wilton Road, London, SW1V 1LW.

Avery Law LLP is authorised and regulated by the Solicitors Regulation Authority of England and Wales (SRA ID: 568560).

Avery Law LLP is registered with the Information Commissioner’s Office (ICO) with registration number ZA135485.

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